If you want to grow quickly, the best way to grow is using leverage.  The amount of leverage that you use could be risky.  If you are extremely leveraged and things go up, you look like (more…)

Business banking has changed very significantly especially over the last 12 months.  At one time, if you were a customer of the bank for 35 years, that meant something.  If your bank (more…)

Many companies believe that they cannot negotiate with a banker. If you are looking to switch banks and have asked for a loan, the bank will due their analysis of your business and (more…)

Although the newspapers keep stating that the economy is slowly improving they are looking at big business and not at smaller companies.  It appears that many banks/credit unions (more…)

Your business is expanding and you need more working capital.  You go to your bank and they say that they will not lend you more money, what do you do?  Prepare to go to another (more…)