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	<title>Businesses for Sale - The Business Place &#187; Banking</title>
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		<title>Leverage &#8211; is it good or bad in these economic times?</title>
		<link>http://blog.thebusinessplace.com/banking/leverage-is-it-good-or-bad-in-these-economic-times/</link>
		<comments>http://blog.thebusinessplace.com/banking/leverage-is-it-good-or-bad-in-these-economic-times/#comments</comments>
		<pubDate>Fri, 11 Dec 2009 15:39:02 +0000</pubDate>
		<dc:creator>Gary Landa</dc:creator>
				<category><![CDATA[Banking]]></category>

		<guid isPermaLink="false">http://blog.thebusinessplace.com/?p=1544</guid>
		<description><![CDATA[If you want to grow quickly, the best way to grow is using leverage.  The amount of leverage that you use could be risky.  If you are extremely leveraged and things go up, you look like a genius because of the risks that you took paid off with large rewards.  However, if things went downwards, [...]]]></description>
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		<title>Business bankers &#8211; does relationship banking still exist or are you now a number?</title>
		<link>http://blog.thebusinessplace.com/banking/business-bankers-does-relationship-banking-still-exist-or-are-you-now-a-number/</link>
		<comments>http://blog.thebusinessplace.com/banking/business-bankers-does-relationship-banking-still-exist-or-are-you-now-a-number/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 15:04:39 +0000</pubDate>
		<dc:creator>Gary Landa</dc:creator>
				<category><![CDATA[Banking]]></category>

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		<description><![CDATA[Business banking has changed very significantly especially over the last 12 months.  At one time, if you were a customer of the bank for 35 years, that meant something.  If your bank manager knew you for 35 years that meant something.  Now it is no longer critical.  If you bank manager knows you, he will [...]]]></description>
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		<title>Banking &#8211; can you negotiate after a term sheet has been issued?</title>
		<link>http://blog.thebusinessplace.com/banking/banking-can-you-negotiate-after-a-term-sheet-has-been-issued/</link>
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		<pubDate>Thu, 18 Jun 2009 13:25:03 +0000</pubDate>
		<dc:creator>Gary Landa</dc:creator>
				<category><![CDATA[Banking]]></category>

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		<description><![CDATA[Many companies believe that they cannot negotiate with a banker. If you are looking to switch banks and have asked for a loan, the bank will due their analysis of your business and then come back, if they like your business with an offering memorandum.  This is not a final offer, often there is room to [...]]]></description>
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		<title>Are banks lending to new customers in this economic market?</title>
		<link>http://blog.thebusinessplace.com/banking/are-banks-lending-to-new-customers-in-this-economic-market/</link>
		<comments>http://blog.thebusinessplace.com/banking/are-banks-lending-to-new-customers-in-this-economic-market/#comments</comments>
		<pubDate>Wed, 10 Jun 2009 14:17:07 +0000</pubDate>
		<dc:creator>Gary Landa</dc:creator>
				<category><![CDATA[Banking]]></category>

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		<description><![CDATA[Although the newspapers keep stating that the economy is slowly improving they are looking at big business and not at smaller companies.  It appears that many banks/credit unions are no longer lending to certain types of businesses, not renewing mortgages on existing businesses etc.  If the banks are not lending to small business who are [...]]]></description>
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		<title>Bank financing &#8211; what do you need to provide the bank?</title>
		<link>http://blog.thebusinessplace.com/banking/bank-financing-what-do-you-need-to-provide-the-bank/</link>
		<comments>http://blog.thebusinessplace.com/banking/bank-financing-what-do-you-need-to-provide-the-bank/#comments</comments>
		<pubDate>Fri, 10 Apr 2009 14:06:49 +0000</pubDate>
		<dc:creator>Gary Landa</dc:creator>
				<category><![CDATA[Banking]]></category>

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		<description><![CDATA[Your business is expanding and you need more working capital.  You go to your bank and they say that they will not lend you more money, what do you do?  Prepare to go to another bank.  All banks may have similar criteria but there portfolio of loans is different.  Some my prefer more of one [...]]]></description>
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